My name is Wharton Smith.  I am a Mortgage Consultant with Southeast Mortgage, and I would like to help you.  I am a financial specialist with over 20 years of experience in Banking and Lending.  I am dedicated to providing the highest level of service and the smoothest mortgage process in the industry.  My business depends on my high level of customer service, as I value the referrals given to me from my previous customers and realtors.   I will honor the trust that you have placed in me.
 
There are many mortgage programs in the market today.  I have the knowledge and the experience to help you decide which program is best suited for you.  It may be for your first home, a larger home for a growing family or for a vacation property.  Whatever your needs, I would like to help.

If you are in Duluth, Norcross, Johns Creek, Alpharetta, Decatur, Lithonia, Snellville, Marietta, Roswell, Stockbridge, Griffin, Smyrna, Tucker, Lilburn, Stone Mountain, Doraville or the Greater Atlanta Market, I can schedule a time and place that is convenient to meet in person. If you are in other states or remote, I will schedule a toll free call for you to make sure all your needs are addressed too.

One month after closing, I am still grateful to Wharton each time I unlock the door and enter my new home......His continued guidance, professionalism, and patience were truly remarkeable in a process that for me in the past had been painful (even before divorce smudged my credit). Thank you,      C Foster

Thank you for being one of the Best Mortgage Lenders in the Universe. Your Professionalism, Kindness and Personal Understanding added to the stress free, smooth process of the ownership of a new home.   Thank you Wharton, Pat C

Wharton.is very thorough and an exceptional listener. No question is too small or insignificant. Wharton takes the time to simplify the mortgage process so you come away from your first meeting feeling secure in knowing your questions were answered to your satisfaction.     Deanna Davis, Associate Broker Drake Realty.

I appreciate all the work you put into helping me get my house. The reason I chose you and Southeast Mortgage was because you laid out all the costs up front. There were no hidden fees. My monthly costs were a big concern for me and you worked to bring the cost down to an amount I could work with. I love my house and am very happy everything worked out.

Thanks,
Lynn

Wharton has given us the best personal service. With a short time to close, Wharton made sure everything was done correctly and on time. He walked us through the entire process from our initial meeting to well after we signed the papers for our house. He is well educated, genuine, honest and the best in his field. We highly recommend Wharton for all mortgage services. Not only has he been the guy to help us finance our house, he has turned out to be a new friend.
C and J Hannasch

You were always there to answer any questions I had not matter how trivial they sounded.  Thank you for being patient with me and never making me feel like you were tired of me calling... from the very first day I talked to you all the way to closing in November, you were there to help me make the best decision for me and my home purchase, and when you showed up at the closing I felt even more confident in my decision.

Mary O